Nicole M. answered 02/04/22
Experienced Literature, Linguistics, and English Language Tutor
Formal vs Informal is really just a style of writing... For example, informal writing will use contractions (I'm vs. I am, can't vs. cannot, etc), it may use slang or colquialisms and things like that.
It's really like the difference between how you would write a note or a text or something to a friend or your family (casual/informal) as compared to a paper or an email or something like that that you write to your teacher or your employer (formal). Grammar and punctuation rules might be slightly more relaxed with informal writing also (but you should still try to get it right, if that makes sense...?).
Does that help answer your question?