Michael F. answered 02/13/15
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P(Brother or Sister) = .75 + .82 - .65
P(Brother or Sister) = .92 = 92%
The reason you subtract the .65 is that scenario does not fit the rule. The rule is the probability of having a brother OR a sister. The .65 represents the kids who have both not either.
Emilio S.
02/14/15