Marc M. answered 03/18/22
Research Professor PhD in Medical Sciences (Oxford UK)
If the insert concentration is massively higher than the concentration of plasmid this can result in "swamping" of the reaction. In the ideal reaction a single insert molecule is assembled into the plasmid, however, if the insert concentration is high enough, 2 separate inserts can assemble with each homology region of the plasmid. The ends of the 2 inserts cannot assemble with each other because they have different sequences, however, they could react with another plasmid resulting in a concatenated plasmid.