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how do you convert 15% or 0.15 into a fraction

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15%
 
"Percent" literally means per 100.  So 15% means 15/100, which reduces to 3/20.
 
0.15 
 
The first decimal place is 1/10, the second is 1/100, the third 1/1000, etc.  So, 0.15 means 15/100, which also reduces to 3/20

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