It's complex

Question

You just graduated from college and got a salaried job starting out at $80,000 a year before taxes for simplicity assume your paycheck comes monthly before taxes from your paycheck you take out 3% of your pay for your retirement plan assume the retirement plan has a consistent APR of 6.5% and is compounded monthly then what is left over is taxable income taxed at 25% what you have left over is now your spare income for monthly expenses three of your monthly expenses come in the form of loans for the student loan you borrowed $60,000 with a 5% interest rate and the loan term is 20 years for the auto loan you borrowed $30,000 with a 7% interest rate and the loan term is seven years for the house mortgage you borrowed $200,000, a fixed 8% interest rate and a loan term of 30 years in addition to the monthly loan payment assume you spend $800 Per month on non-loan related payments of what is left over you put it as cash in a small vault in your home

Answer 1

Your  paragraph is a gigantic "run-on" sentence.And it does not seem to have a question. You have wasted this tutor's time.