45 is two standard deviations below the mean, so we need to determine from the Empirical Rule the percentage of area under the normal curve between the mean and the mean - two standard deviations.
Between the mean - 2 standard deviations and the mean - 1 standard deviation is 13.5% of the area
Between the mean - 1 standard deviation and the mean is 34 % of the area
In total there is 13.5% + 34% = 47.5% of the area between the mean and mean - two standard deviations