Use the henderson equation:
pH=pKa+log([formate]/[formicacid])
[formate]=? mM
[formic acid]= 250mM
let the ratio of [formate]/[formicacid] be equal to x
3.9=3.75+log10(x)
Solve for x
log10(x)=0.15
x=100.15
x=1.4125
[formate]/[formic acid]=1.4125
x/250mM=1.4125
250(1.4125)=353.125=x
x=[formate]=353.125 mM
check:
3.9=3.75+log10(353.125/250)
The expression is true
You can also solve by just making [formate]=x and get the same answer:
3.9=3.75+log10(x/250)
x=353.125 mM