a1 = -12 = the 1st term
r = 3 = the common ratio
an = a1(r^(n-1) = the nth term
a5 = -12((3)^4) = -12(81) = the 5th term
5th term in the geometric sequence is -972
a1 = -12
a2 = --12(3) = -36= the 2nd term
a3 = -12(3^2) = -108 = the 3rd term
a4 = -12(3^3) = -12)(27) = -324 = the 4th term
a5 = -12(3^4) = -12(81) = -972 = the 5th term
a6 = -12(3^5) = -12(243) = - 2916 = the 6th term
...
-12, -36, -108, -324, - 972, - 2916, ...
each term is 3 times the previous term
5th term is 3 times -324 = -972