Hi Jodi,
Ben starts out with $0. Abby starts out with $20.
If Abby gives Ben $10, then they will have the same amount of money because $20-$10 = $10 and $0 + $10 = $10.
If Ben then has $10 and gives Abby $20, Abby will have $40 because her original $20 + $20 = $40. And $10 x 4 = $40.