Elizabeth H. answered 11/12/16
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Energetic tutor with Master's Degree
DY = 20
This means that D times Y equals 20.
Multiplication involves finding the PRODUCT of two (or more) numbers, so the answer is the first one, "the product of two numbers is twenty."
I live in Knoxville and would be glad to tutor you in person if you like. Contact me through Wyzant and let me know your schedule so we can set something up.
Thanks!