You can think of the coordinates of K as a weighted average of the J and L coordinates. If n = 1 then K is 100% of the way from J to L, in other words exactly at L. As n gets larger, say n = 10, then K is 10% of the way from J to L, in other words 90% of J plus 10% of L.
For your example n = 4. So the coordinates of K are:
x = (1-1/4)*4 + (1/4)*0 = 3
y = (1-1/4)*-5 + (1/4)*-7 = -5.5
K: (3, -5.5)
In general:
x = (1-1/n)*4 + (1/n)*0
y = (1-1/n)*-5 + (1/n)*-7

Patrick F.
08/24/23