The probability is the area for the normal standard distribution from -2 to 0 (corresponding to 2 sigma below the mean to the mean.
The 68-95-99.7 rule is an approximation of area (probability in percentage) between ±σ, ±2σ, ±3σ respectively.
The area in question is half of the 2σ range: 95/2 = 47.5%
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