.385 = about the area between z=0 and z=-1.2
maybe a little less than .68/2 = .34 = .33 about the area between z=0 and z=0.95
add them together: .33 + .385= .715 = area for -1.2 < x < 0.95
for 4 decimal places, use z tables or a z calculator. If you get too different from 0.715 recheck the calculations
if you fall asleep with too many z's, try again later when you're more awake