J.R. S. answered 07/05/22
Ph.D. University Professor with 10+ years Tutoring Experience
HCOOH + H2O <==> H3O+ + HCOO-
K = [H3O+][HCOO-] / [HCOOH]
1.8x10-4 = (x)(x) / 0.985 - x (assume x is small relative to 0.985 and ignore it in the denominator)
1.8x10-4 = x2 / 0.985
x2 = 1.773x10-4
x = .0133 M (this is only ~1.3% of 0.985 so the above assumption was valid)
[H3O+] = 0.0133 M