That IQ score would be the 40th percentile.
let x = that IQ score
use the formula z = (x - mean)/SD, where mean = 15 and SD = 15.
the z-score corresponding to the 40th percentile (cumulative probability of 0.4) is -0.25
so -0.25 = (x - 100)/15
-0.25(15) + 100 = x
= 96.25
~ 96