This is going to be a bronsted-lowry acid based reaction.
HCO3- has a Ka of 5.6E-11
HPO42- has a Ka of 4.8E-13
So HCO3- will be the acid for the favorable reaction, which means HPO42- is the base.
Therefore:
HCO3-1 +HPO4-2 → CO32-+H2PO4-
acid+base→conjugate base+conjugate acid