J.R. S. answered 11/22/20
Ph.D. University Professor with 10+ years Tutoring Experience
The balanced equation for this neutralization reaction is
HCl + NaOH ==> NaCl + H2O
moles NaOH used = 20.0 ml x 1 L/1000 ml x 0.0952 mol/L = 0.001904 moles NaOH
moles HCl present = 0.001904 moles HCl (b/c HCl and NaOH react in a 1:1 mole ratio)
Concentration of HCl = moles/L = 0.001904 moles/0.0105 L = 0.181 M (3 significant figures)