Ok, so to find the IQ score that separates the bottom 20 percent from the top 80 percent, we have to do a cumulative probability calculation in which we find the values up to the bottom 20 percent. So we will attack this problem by working backwards with our z-score. So we have to find z in which P(Z<z)=0.20. So come to find out, z=-0.84. We also know that to convert to z, we needed to know x-mean(x)/sd, and we have the mean and standard deviation. So:
-0.84=(X-100)/15
-12.6=X-100
87.4=X.
So the score of 87.4 is separating the bottom 20% from the top 80%.