Jenny L. answered 03/29/19
professional with extensive hands-on GIS experience
When starting a project I always like to go out and see what the subject matter experts are doing. In the U.S. check out https://www.mrlc.gov/ their classification system is below.
In general this is a level 2 classification. What you described is a level 1 classification.
see legend at https://www.mrlc.gov/data/legends/national-land-cover-database-2011-nlcd2011-legend