I pretty much follow the view of John Henry Newman, a once-anti-Catholic who became a Catholic
This is from Rickaby's Index to the works of Newman
—— Lutheranism a private, arbitrary, unscriptural system of unreal righteousness and real corruption, ib., 56, 57; involving a declaration of what neither has been, is, nor ever will be, ib., 78; a wresting of Scripture, Jfc., 117, 118; a system of words without ideas, is what it makes justification to be, a shadow, ib., 115, 179-82
To see what Luther's views have led to in Western Civilization there is no better book than
The Unintended Reformation: How a Religious Revolution Secularized Society by Brad S. Gregory