This actually is not as difficult as it seems. Use the equation rate x time = distance. We are given each of their rates, they travel the same amount of time, and we know the total distance they cover.
Jack distance + Jill distance = 20320 - (-10)
4t + 1t = 20330
5t = 20330
t = 4066 seconds
Jack distance = 4t = 4(4066) = 16264 feet
But Jack started at 20320 feet elevation
20320 - 16264 = 4056 feet elevation where they meet