
Arturo O. answered 09/15/17
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You are using the lens maker's equation for a lens of index n1 immersed in air. However, if the lens is immersed in another medium of index n2, the lens maker's equation takes on a different form:
1/f2 = (n1/n2 - 1)(1/r1 - 1/r2)
f2 = focal length in medium of index n2
In air,
1/f1 = (n1 - 1)(1/r1 - 1/r2)
(1/f1) / (1/f2) = [(n1 - 1)(1/r1 - 1/r2)] / [(n1/n2 - 1)(1/r1 - 1/r2)]
f2/f1 = (n1 - 1) / (n1/n2 - 1)
f2 = [(n1 - 1) / (n1/n2 - 1)] f1
n1 = 1.63
n2 = 1.32
f1 = 40 cm
f2 = [(1.63 - 1) / (1.63/1.32 - 1)] (40 cm) = 107.3 cm