Let x = the number of cell phone minutes used per month
The monthly cost for using company A is:
CostA = ($0.25)x [$0.25 per minute times x minutes]
The monthly cost of using company B is:
CostB = ($0.05)x + $20 [$0.05 per minute times x minutes plus a $20 monthly fee]
Set them equal and solve for x:
CostA = CostB
($0.25)x = ($0.05)x + $20
($0.20)x = $20
x = $20/($0.20)
x = 100 minutes
Below 100 minutes, company A is cheaper. Above 100 minutes, company B is cheaper.