So, d = rt, right? Once they meet, they will have travelled the same distance.
If Sue's time is t, then Bill's is t + 1.5, because he left 1 1/2 hours earlier.
8(t + 1.5) = 20t
8t + 12 = 20t
12t = 12
t = 1
So, they meet up at 10:30.
Is this correct? In one hour, Sue has gone 20 miles. By then, Bill has gone 8(2.5) = 20 miles. Ding ding ding!