Colleen, don't let letters in math scare you. They are just placeholders. Sometimes we assign them a value and ask you to solve an equation. This is giving us an equation and asking us to solve for d.
Last month, she saved $d. 3 times d is written as 3d, and 8 more than 3d is 3d + 8.
d + 3d + 8 = 141
4d + 8 = 141
4d + 8 - 8 = 141 - 8
4d = 133
4d/4 = 133/4
d = 33.25
Last month, she saved $33.25.
Although the problem doesn't ask for it, this month she saved 3(33.25) + 8 = 107.75.