Mark M. answered 10/10/20
Retired math prof. Very extensive Precalculus tutoring experience.
Since P = (x,y) lies below the x-axis and since P is on the unit circle, y < 0 and x2 + y2 = 1.
Since x = -√13 / 4, we have (13/16) + y2 = 1. So, y2 = 3/16. Therefore, y = -√3 /4.