Arturo O. answered 11/09/17
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With down being the positive direction,
v(t) = vo + gt
v(t) = (20 + 9.8t) m/s,
with t in seconds.
v(3) = [20 + 9.8(3)] m/s = 49.4 m/s
Your online source must have been using a value of 10 m/s2 for g, which is a rough approximation, though convenient if you do not have a calculator.
Arturo O.
v0 is the initial velocity of 20 m/s, in the downward direction.
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