Theresa L.

asked • 06/29/24

What is the probability of both Grandmothers dying on the same day, but 10 years apart?

Not seeing my Mother's side of the family since I was 11, I didn't know when my Grandmother passed. Fast forward to June 29th, 2019, my Father's mother passed. I found my maternal grandmother's obituary online in 2021, and when I seen the date she died I couldn't belive my eyes. My maternal grandmother passed away June 29th, 2009. My paternal grandmother passed away June 29th, 2019. I mean what are the odds????

2 Answers By Expert Tutors

By:

David B.

Paul Harvey moment. First, 2019 was not a leap year so 1/365 would seem to be the answer. Since we are looking at post mortem calculations the assumption of uniform rate of departure should be a reasonable one. BUT, It is not once we look at actuarial tables. It turns out that the distribution is NOT uniform over the year. Death rates tend to peak around Christmas and then descend to a low around Independence Day before going up again. So, although we can assume the probability of dying on any particular 29th of June is the same, year for year, it is not precisely a 1/365th chance over the year. Since death rates are lower in June, it would be a smaller chance. This is a bit of knowledge that only an actuary would love. So now you know the rest of the story.
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07/01/24

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