Kimberly,
A. The instagrammer starts out with 65,000 followers on June 1st on July 1st he had 12% more so an expression for this would be
Number of followers, N(1)=65,000 +65,000*.12= 65,000*(1+.12)=65,000*(1.12)=72,800.. Ok so far? If we continue with the same calculation for N(2)=72,800*1.12=(65,000*1.12)*1.12 but this is equal to 65,000*(1.12)2. Do you see a pattern developing here? The general expression is N(t)= 65,000*(1.12)t where t is the month number
B. Jan 1 2012 is 20 months out so N(20)=65,000*(1.12)20=65,000*9.65=627,009 followers.
Hope this helps.
Jim