Hi Layne
You need to figure out percents that add to 100% and then you can solve this
so
Road bike only = 48 -15 = 33%
Mountain bike only = 59 -15 = 44%
both = 15%
neither = 8%
so for #1
Prob = 33%
for #2 the odds against owning a mountain bike would be road bike only or neither
Prob = 41%
Hope this helps