Mohamed E. answered  16d
PhD in Nuclear Engineering with 2+ years Postgraduate Research.
The question "what is the difference between solving a quadratic by factoring and using the quadratic formula?" is similar to asking about the difference between getting into your car by opening the car door and stepping in, versus climbing through the car's window to get in. Both ways would get in to the car, one is more athletic than the other.
If you could easily spot a factoring solution, then you need not climb through the window.
If the coefficients of x's are helping, the quadratic formula would do the trick of finding the imaginary terms.
Example: 7 x2 + 2 x - 5 = 0.
Here, you could easily spot the factors: ( 7 x -5 ) and (x + 1), that give the roots x = -1 and 5 / 7.
If you opt to use the quadratic formula, then you could burn more calories, do more work, as follows:
x = ( - b ± sqrt( b2 - 4 a c ) ) / 2 a
With
a = 7,
b = 2, and
c = -5
We get
x = ( - b ± sqrt( b2 - 4 a c ) ) / 2 a = ( - 2 ± sqrt( 22 - 4 (7)(-5 ) ) / (2 *7)
= ( - 2 ± sqrt( 4 + 140 ) ) / 14
= ( - 2 ± 12 ) / 14
Which gives, x = 1 and -5/7