Eileen W. answered 01/13/20
Licensed Special Education Teacher Specializing in Math and English
Use the formula: an = a1 + (n-1)d where n is the term you are trying to find, d is the common difference, and a1 is the first term in the sequence.
If you substitute in your values, you get:
a20 = 4 + (20-1)12
a20 = 4 + 19(12)
a20 = 4 + 228
a20 = 232