let m = number of months of gym membership
then 205 + 15m represents the cost of membership at Pump Up gym
125 + 19m represents the cost of membership at Universe gym
When will they be the same cost?
205 + 15m = 125 + 19m
80 = 4m
20 = m
The cost will be the same after 20 months.
If you join for two years, for the lowest cost join Pump Up gym. After 20 months the cost at Pump Up gym is $4 cheaper per month. Thus after 2 years the total cost at Pump Up gym will be $16 less than the total cost at Universe gym.