
Stanley W. answered 04/11/19
Help is a click away.
I think this will be a matter of taste. What do you think about only writing lead sheets (melody line with chord names written above) until you definitely know the direction you will take? This will allow you more time to think about it.
Alternatively, you could write only the bass down beat notes (1,2,3,4 in 4/4) until you decide how the bass will go. This would effectively outline the chord structure, and still leave room for passing tones or ornaments or embellishments.