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Horace paid for a $0.79 pack of gum with a credit card. Due to his revolving balance, he will end up paying 23.49% interest on that pack of gum for 10 years. How much did it really cost Horace...

The state lottery offers to pay winnings in 25 annual payments or one lump sum, sometimes called a cash-out option. This week’s lottery has a jackpot of $30 million and a cash-out value of $18.2 million...

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