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Terri M.

Experienced & Trustworthy Math Tutor

Experienced & Trustworthy Math Tutor

$70/hour

About Terri


Bio

** Specializing in Algebra, Statistics and Adult Learners **
* sessions held at the following Libraries: Connetquot, East Islip, Hauppauge, Nesconset, or Sachem *

For 12 years, I was a college professor who still loves getting others to understand mathematical concepts. My philosophy is TEACH TO UNDERSTAND. It is not a series of formulas to memorize and shouldn't be taught that way. In addition, math should not be explained just to pass a test (including standardized tests).

All students...

** Specializing in Algebra, Statistics and Adult Learners **
* sessions held at the following Libraries: Connetquot, East Islip, Hauppauge, Nesconset, or Sachem *

For 12 years, I was a college professor who still loves getting others to understand mathematical concepts. My philosophy is TEACH TO UNDERSTAND. It is not a series of formulas to memorize and shouldn't be taught that way. In addition, math should not be explained just to pass a test (including standardized tests).

All students learn differently but ALL reinforce their understanding by doing. I keep students on track and engaged.

MY TEACHING BACKGROUND: I was teaching statistics and algebra at two local colleges. I also taught the math module for a local union apprentice program (mostly applications of geometry and trigonometry). I have passed all exams needed to be a certified NYS math teacher and only need to take education courses to pursue this career. I was a pension actuary for 10 years and passed all exams to become an associate of the Society of Actuaries and an enrolled actuary (ASA and EA designations). I decided to leave the field to pursue a career in teaching. During the 2011-2012 school year, I taught business math at a private all boys high school in Lawrence.

MY PERSONAL BACKGROUND: Currently I am using my teaching skills and mathematical knowledge to manage health insurance benefits to 1500 active employees and 1000 retirees in a local school district. I was a Cub Scout scout leader for 8 years holding the positions of treasurer, committee chair and Cubmaster. All 3 of my sons are Eagle Scouts; something that I am very proud of. I have been tutoring friends or their children on an informal basis since I was 15 years old.

I mostly enjoy tutoring one-on-one and teaching at the high school and college level because of the dedication and feedback from the students.

Contact me so I can help you (or your child) understand math.


Education

SUNY Oswego
Mathmatics and Philosophy
SUNY Stony Brook
Masters

Policies

  • Hourly Rate: $70
  • Rate details: I recommend 1 1/2 hour sessions. No Shows with no prior contact will be assessed a fee equal to one-half hour. $100 per hour rate for Actuarial Exam Students.
  • Lesson cancellation: 2 hours notice required
  • Background check passed on 4/11/2011

  • Your first lesson is backed by our Good Fit Guarantee

Schedule

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Subjects

Business

Actuarial Science,

Actuarial Science

I was in the actuarial field (Pensions) for 10 years and passed 11 exams (early 90's/100 series) within 4 years to become an Associate of the Society of Actuaries. This equates to 5 of the current exams. With my Masters in Applied Math and TEN's on the first two exams, I can explain all concepts on the current Exam P. I already have experience tutoring for this exam. I can also help students to understand actuarial concepts and financial mathematics for Exam FM. During 2011-12, I taught Business Math in a private high school. We covered Time Value of Money and all its variations. I used Financial Math calculations to determine the value of retiree pensions and medical benefits. I am not an actuary now because I decided to leave the field to pursue a career in teaching and be the one to take care of my children. However, I still think of myself as an Actuary and love talking about the field.
Microsoft Excel,

Microsoft Excel

My experience in Excel comes from being a pension actuary about 10 years ago, but don't assume I'm rusty. I manipulated employee and retiree data to forecast future pension benefits. I am extremely familiar with the date and finance functions in Excel and can actually explain what you have to do in a forecast and direct you to what functions you will need in Excel. Since I left the pension field, I have been using Excel to keep track of members in the Cub Scouts as well as the checkbook balances with my local Soccer league (I'm have been the treasurer for about 6 years). Excel is my program of choice since you can sort and manipulate data very easily.
Microsoft PowerPoint, Microsoft Word

Computer

Microsoft Excel,

Microsoft Excel

My experience in Excel comes from being a pension actuary about 10 years ago, but don't assume I'm rusty. I manipulated employee and retiree data to forecast future pension benefits. I am extremely familiar with the date and finance functions in Excel and can actually explain what you have to do in a forecast and direct you to what functions you will need in Excel. Since I left the pension field, I have been using Excel to keep track of members in the Cub Scouts as well as the checkbook balances with my local Soccer league (I'm have been the treasurer for about 6 years). Excel is my program of choice since you can sort and manipulate data very easily.
Microsoft PowerPoint, Microsoft Word

Corporate Training

Microsoft Excel,

Microsoft Excel

My experience in Excel comes from being a pension actuary about 10 years ago, but don't assume I'm rusty. I manipulated employee and retiree data to forecast future pension benefits. I am extremely familiar with the date and finance functions in Excel and can actually explain what you have to do in a forecast and direct you to what functions you will need in Excel. Since I left the pension field, I have been using Excel to keep track of members in the Cub Scouts as well as the checkbook balances with my local Soccer league (I'm have been the treasurer for about 6 years). Excel is my program of choice since you can sort and manipulate data very easily.
Statistics,

Statistics

I have been teaching Statistics I at Suffolk County Community College since 2006.
Microsoft PowerPoint, Microsoft Word

Homeschool

Algebra 1,

Algebra 1

When I began teaching Algebra, I realized that all of the math subjects depend upon it. There are 2 basic concepts - multiply by "ONE" and balancing equations. That's it! (OK, maybe some combining like terms and such...) The hardest part in understanding Algebra is seeing these basics and that's what I focus on when I tutor this subject.
Prealgebra,

Prealgebra

Also known as "Arithmetic" or "Basic Math", Prealgebra is working with whole numbers, fractions, decimals and signed numbers. First off, put away your calculator - that's why students don't retain what they learned in middle school. Second, you must memorize the multiplication facts. Arithmetic is algebra without the variables - shortcuts work but you need to know why they work (ie, do you know why you line up the decimal point to add or subtract but not when you multiply?) Order of Operations does NOT equal "PEMDAS". Newer calculators will do order of operations for you - that's why you have to put it away so you UNDERSTAND why Division & Multiplication come before Subtraction & Addition [no, I didn't mess up the order]. If you are a student taking prealgebra, start asking "why does it work like that?"
SAT Math,

SAT Math

The SAT is a standardized exam that is testing your understanding of math. It is mostly word problems that you need to convert to math problems and solve. Concepts include prealgebra, algebra, and geometry. But you must get past the word problems first. Having taken 13 actuarial exams in my past(just harder math word problems), I am familiar with the pressure of standardized tests and how to breakdown word problems. 1) Be prepared (understand and practice), 2) stay focused (relax), 3) you will do your best (succeed).
Statistics,

Statistics

I have been teaching Statistics I at Suffolk County Community College since 2006.
Algebra 2, Calculus, Geometry, Precalculus

Math

Actuarial Science,

Actuarial Science

I was in the actuarial field (Pensions) for 10 years and passed 11 exams (early 90's/100 series) within 4 years to become an Associate of the Society of Actuaries. This equates to 5 of the current exams. With my Masters in Applied Math and TEN's on the first two exams, I can explain all concepts on the current Exam P. I already have experience tutoring for this exam. I can also help students to understand actuarial concepts and financial mathematics for Exam FM. During 2011-12, I taught Business Math in a private high school. We covered Time Value of Money and all its variations. I used Financial Math calculations to determine the value of retiree pensions and medical benefits. I am not an actuary now because I decided to leave the field to pursue a career in teaching and be the one to take care of my children. However, I still think of myself as an Actuary and love talking about the field.
Algebra 1,

Algebra 1

When I began teaching Algebra, I realized that all of the math subjects depend upon it. There are 2 basic concepts - multiply by "ONE" and balancing equations. That's it! (OK, maybe some combining like terms and such...) The hardest part in understanding Algebra is seeing these basics and that's what I focus on when I tutor this subject.
Logic,

Logic

As a student at SUNY Oswego, I was a double major in Math & Philosophy. Logic was my favorite subject in Philosophy since it connected so well with math. I used this knowledge in programming pension benefits as an actuary and still use it within Microsoft Excel. While tutoring a student in Geometry recently, I was reintroduced to truth tables and it reminded me how fun they are - inverse, converse, and contrapositive, oh my.
Prealgebra,

Prealgebra

Also known as "Arithmetic" or "Basic Math", Prealgebra is working with whole numbers, fractions, decimals and signed numbers. First off, put away your calculator - that's why students don't retain what they learned in middle school. Second, you must memorize the multiplication facts. Arithmetic is algebra without the variables - shortcuts work but you need to know why they work (ie, do you know why you line up the decimal point to add or subtract but not when you multiply?) Order of Operations does NOT equal "PEMDAS". Newer calculators will do order of operations for you - that's why you have to put it away so you UNDERSTAND why Division & Multiplication come before Subtraction & Addition [no, I didn't mess up the order]. If you are a student taking prealgebra, start asking "why does it work like that?"
Probability,

Probability

One of my favorite subjects is probability. I worked with it everyday in the actuarial field and enjoyed the subject as a graduate student. FYI: The first actuarial exam is about probability distributions, so you must understand them to pass Exam P.
SAT Math,

SAT Math

The SAT is a standardized exam that is testing your understanding of math. It is mostly word problems that you need to convert to math problems and solve. Concepts include prealgebra, algebra, and geometry. But you must get past the word problems first. Having taken 13 actuarial exams in my past(just harder math word problems), I am familiar with the pressure of standardized tests and how to breakdown word problems. 1) Be prepared (understand and practice), 2) stay focused (relax), 3) you will do your best (succeed).
Statistics,

Statistics

I have been teaching Statistics I at Suffolk County Community College since 2006.
ACT Math, Algebra 2, Calculus, Geometry, Precalculus, Trigonometry

Most Popular

Algebra 1,

Algebra 1

When I began teaching Algebra, I realized that all of the math subjects depend upon it. There are 2 basic concepts - multiply by "ONE" and balancing equations. That's it! (OK, maybe some combining like terms and such...) The hardest part in understanding Algebra is seeing these basics and that's what I focus on when I tutor this subject.
Prealgebra,

Prealgebra

Also known as "Arithmetic" or "Basic Math", Prealgebra is working with whole numbers, fractions, decimals and signed numbers. First off, put away your calculator - that's why students don't retain what they learned in middle school. Second, you must memorize the multiplication facts. Arithmetic is algebra without the variables - shortcuts work but you need to know why they work (ie, do you know why you line up the decimal point to add or subtract but not when you multiply?) Order of Operations does NOT equal "PEMDAS". Newer calculators will do order of operations for you - that's why you have to put it away so you UNDERSTAND why Division & Multiplication come before Subtraction & Addition [no, I didn't mess up the order]. If you are a student taking prealgebra, start asking "why does it work like that?"
Statistics,

Statistics

I have been teaching Statistics I at Suffolk County Community College since 2006.
Algebra 2, Calculus, Geometry, Precalculus

Summer

Algebra 1,

Algebra 1

When I began teaching Algebra, I realized that all of the math subjects depend upon it. There are 2 basic concepts - multiply by "ONE" and balancing equations. That's it! (OK, maybe some combining like terms and such...) The hardest part in understanding Algebra is seeing these basics and that's what I focus on when I tutor this subject.
SAT Math,

SAT Math

The SAT is a standardized exam that is testing your understanding of math. It is mostly word problems that you need to convert to math problems and solve. Concepts include prealgebra, algebra, and geometry. But you must get past the word problems first. Having taken 13 actuarial exams in my past(just harder math word problems), I am familiar with the pressure of standardized tests and how to breakdown word problems. 1) Be prepared (understand and practice), 2) stay focused (relax), 3) you will do your best (succeed).
Statistics,

Statistics

I have been teaching Statistics I at Suffolk County Community College since 2006.
Algebra 2, Calculus, GED, Geometry

Test Preparation

SAT Math,

SAT Math

The SAT is a standardized exam that is testing your understanding of math. It is mostly word problems that you need to convert to math problems and solve. Concepts include prealgebra, algebra, and geometry. But you must get past the word problems first. Having taken 13 actuarial exams in my past(just harder math word problems), I am familiar with the pressure of standardized tests and how to breakdown word problems. 1) Be prepared (understand and practice), 2) stay focused (relax), 3) you will do your best (succeed).
ACT Math, GED

Ratings and Reviews


Rating

4.9 (193 ratings)
5 star
(173)
4 star
(19)
3 star
(1)
2 star
(0)
1 star
(0)

Reviews


Great with my son. Good follow up and genuinely concerned.

Terri focused on the trouble spots my son was having with his math course. This allowed him to have more confidence going into finals.

Randy , 6 lessons with Terri

What every teacher should be like

Terri's guidance is very clear, she is wonderfully patient and a master of her subject. She is excellent in providing the logic behind the formulas.

Xavier, 4 lessons with Terri

Great tutor!

Terri is nice, understanding and patient with my daughter. She reviews and teaches her math concepts in a clear and concise manner. My daughter likes to work with Terri.

Linda, 25 lessons with Terri

Wonderful!!!

Terri was great! My son loved her. She was very patient and explained everything clearly. She took the time to answer his questions thoroughly. He felt very confident after his lesson.

Wanda, 1 lesson with Terri

Excellent Tutor

I would highly recommend Terri. Terri is a patient, kind, reliable and intelligent math tutor. She is easy to get in contact with and promptly returns your calls. My son's average went up 17 points and he is now an A student in 8th grade math.

Ali, 23 lessons with Terri

Improvement seen already

Very good lesson today, think the math is starting to make sense, Terri has been quite thorough in her explanations and I do believe there has already been improvement made in just 3 lessons.

Tara, 7 lessons with Terri

Great tutor!

We have been very happy with Terry's tutoring services. She provides specific focus on areas that need improvement. Very flexible with last minute scheduling.

Elaine, 16 lessons with Terri

Just the first, but excellent, lesson

Though just my son's first meeting with Terri, he came home with a smile and sense of relief. She was able to explain to him what his teacher has been unable to communicate. It was a very positive first meeting. Hopefully he will be able to carry this into his classroom performance. He looks forward to more lessons with Terri.

Jill, 4 lessons with Terri

Great tutor!

Terri was the first tutor I have ever received and made it a great experience. She was very knowledgeable of the quite difficult material on the Actuarial Exam P/1, as well as personable. This combination made it very easy to get along with Terri and also explain the material in a more understanding and concise manner. Most importantly Terri is a tutor that is not just tutoring to collect a check, but seems to truly care about your personal success and well being. She was a pleasure to work with!

James, 7 lessons with Terri
Contact Terri

Response time: 3 hours

$70/hour

Terri M.

$70/hour

  • No subscriptions or upfront payments

  • Only pay for the time you need

  • Find the right fit, or your first hour is free

Contact Terri

Response time: 3 hours