Terri’s current tutoring subjects are listed at the left. You
can read more about
Terri’s qualifications in specific subjects below.
I was in the actuarial field (Pensions) for 10 years and passed 11 exams (early 90's/100 series) within 4 years to become an Associate of the Society of Actuaries. This equates to 5 of the current exams.
With my Masters in Applied Math and TEN's on the first two exams, I can explain all concepts on the current Exam P. I already have experience tutoring for this exam. I can also help students to understand actuarial concepts and financial mathematics for Exam FM. During 2011-12, I taught Business Math in a private high school. We covered Time Value of Money and all its variations. I used Financial Math calculations to determine the value of retiree pensions and medical benefits.
I am not an actuary now because I decided to leave the field to pursue a career in teaching and be the one to take care of my children. However, I still think of myself as an Actuary and love talking about the field.
When I began teaching Algebra, I realized that all of the math subjects depend upon it. There are 2 basic concepts - multiply by "ONE" and balancing equations. That's it! (OK, maybe some combining like terms and such...) The hardest part in understanding Algebra is seeing these basics and that's what I focus on when I tutor this subject.
As a student at SUNY Oswego, I was a double major in Math & Philosophy. Logic was my favorite subject in Philosophy since it connected so well with math. I used this knowledge in programming pension benefits as an actuary and still use it within Microsoft Excel. While tutoring a student in Geometry recently, I was reintroduced to truth tables and it reminded me how fun they are - inverse, converse, and contrapositive, oh my.
My experience in Excel comes from being a pension actuary about 10 years ago, but don't assume I'm rusty. I manipulated employee and retiree data to forecast future pension benefits. I am extremely familiar with the date and finance functions in Excel and can actually explain what you have to do in a forecast and direct you to what functions you will need in Excel.
Since I left the pension field, I have been using Excel to keep track of members in the Cub Scouts as well as the checkbook balances with my local Soccer league (I'm have been the treasurer for about 6 years). Excel is my program of choice since you can sort and manipulate data very easily.
Also known as "Arithmetic" or "Basic Math", Prealgebra is working with whole numbers, fractions, decimals and signed numbers. First off, put away your calculator - that's why students don't retain what they learned in middle school. Second, you must memorize the multiplication facts. Arithmetic is algebra without the variables - shortcuts work but you need to know why they work (ie, do you know why you line up the decimal point to add or subtract but not when you multiply?)
Order of Operations does NOT equal "PEMDAS". Newer calculators will do order of operations for you - that's why you have to put it away so you UNDERSTAND why Division & Multiplication come before Subtraction & Addition [no, I didn't mess up the order].
If you are a student taking prealgebra, start asking "why does it work like that?"
One of my favorite subjects is probability. I worked with it everyday in the actuarial field and enjoyed the subject as a graduate student.
FYI: The first actuarial exam is about probability distributions, so you must understand them to pass Exam P.
The SAT is a standardized exam that is testing your understanding of math. It is mostly word problems that you need to convert to math problems and solve. Concepts include prealgebra, algebra, and geometry. But you must get past the word problems first.
Having taken 13 actuarial exams in my past(just harder math word problems), I am familiar with the pressure of standardized tests and how to breakdown word problems. 1) Be prepared (understand and practice), 2) stay focused (relax), 3) you will do your best (succeed).
I have been teaching Statistics I at Suffolk County Community College since 2006.