With my CA state investment license (Series 6/63), I've learned that most families lack one of the four essential "legs" to enjoying a stable financial future:
1. An emergency CASH FUND (3 months income) in case of unforeseen "rainy day" events (so you won't tap your credit or investments)
2. A strategic method to PAY OFF DEBTS much more quickly than you thought possible (without spending a dime more each month)
3. The right amount and type of LIFE INSURANCE to protect your family's income (so their lifestyle could continue indefinitely)
4. A financial coach or advisor to help you INVEST WISELY...